Depending on the particular bill, or how your bank account is set up, the primary ways of paying bills in the U.S. fall under sending a check, direct deposits, or using a credit card. In Germany, your options are far more limited, and the actual payment itself is taken out of your hands.
In the U.S. money or wire transfers are not the most common way to send money from one person to another. In Germany, unlike in the U.S., the idea of giving or sending someone a check doesn’t really exist. Bank transfers are universally used for everything from paying your bills, to signing up for services online (like Netflix), to small things like paying back a friend for a split purchase. There’s really not much to it.
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